Every industry runs
differently. So
should the coverage
We work with businesses across eleven sectors, each with its own risks, regulations, and operational realities. Find your industry below, or tell us about your business if you don't see it listed.
Get a QuoteCoverage shaped by
how you actually
operate
A manufacturer’s biggest exposure isn’t a restaurant’s. A trucking company’s risk profile looks nothing like a professional services firm’s. We start every relationship by understanding the industry you’re in and the specific way your business runs within it, then build coverage that fits both.
Industries we serve
Eleven sectors, each with coverage built around its realities. These are the industries where we do the most work, but they’re not the only businesses we serve. Construction is where our deepest expertise began; today we serve a broad range of commercial businesses.
Construction
From general contractors to specialty trades, construction is where CRS Group's expertise runs deepest. Builder's risk, surety, the additional insured requirements that come with every project, and the workers' compensation realities of a jobsite workforce. We understand the work, the contracts, and the exposures specific to building.
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Skilled Trades
Electricians, plumbers, HVAC technicians, and the trades that keep buildings running. Smaller crews, valuable tools and equipment, completed-operations exposure that follows the work long after the job is done. We build coverage around the way trade businesses actually operate, including the inland marine coverage for the equipment that earns the revenue.
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Transportation & Trucking
Commercial auto is the heart of the program, but it's rarely the whole story. Cargo coverage, fleet management, FMCSA compliance, and the driver-pool realities that shape your premium. Whether you run a handful of trucks or a full fleet, we structure coverage around the miles, the loads, and the regulatory environment you operate in.
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Manufacturing
Property and equipment are usually the largest exposures, alongside product liability and the business interruption risk that comes when a line goes down. We pay attention to equipment breakdown, supply chain exposure, and the product-liability tail that can follow a manufactured good for years after it ships.
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Professional Services
For firms that sell expertise, errors and omissions coverage is the foundation. Accountants, consultants, architects, engineers, agencies, and the range of businesses where the work product carries the risk. We focus on professional liability, cyber, and the coverages that protect against claims arising from how the work was done.
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Retail & Franchises
Storefronts, multi-location operations, and franchise businesses with brand-mandated insurance requirements. Property, general liability, business interruption, and the certificate and additional-insured work that franchise agreements demand. We coordinate coverage across locations so the program scales with the business.
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Real Estate
Property owners, managers, and developers with exposure that scales with the portfolio. Large property schedules, premises liability, habitational risk for residential holdings, and the coverage structures that work across multiple properties and entities. We build programs that handle a growing portfolio without a growing pile of disconnected policies.
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Hospitality & Restaurants
Restaurants, bars, hotels, and the businesses that serve the public. Liquor liability, property, business interruption, and the workers' compensation and general liability exposures specific to high-traffic, high-turnover operations. We understand the margins are thin and the exposures are real, and we build coverage accordingly.
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Education & Childcare
Schools, daycares, training centers, and the organizations entrusted with people's children. These businesses carry sensitive exposures, including abuse and molestation liability, alongside the property, general liability, and professional coverage every operation needs. We treat these accounts with the care and seriousness they require.
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Healthcare
Practices, clinics, and healthcare businesses with professional liability at the center of the program. Medical professional liability, the cyber and regulatory exposures that come with patient data, and the property and employment coverages every practice needs. We structure programs around the specific clinical and regulatory environment you work in.
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Technology & IT
Software firms, IT service providers, and technology businesses where the risk lives in the code and the contracts. Technology errors and omissions, cyber liability, intellectual property exposure, and coverage that keeps pace with how fast a tech business changes. Smaller physical footprint, but exposures that standard policies handle poorly.
+Don't see your industry?
If you don't see your industry here, tell us about your business and we'll let you know if we're the right fit. We'd rather have an honest conversation than sell you coverage that doesn't suit you.
talk to usLet's talk about your
business
Send us your current policies for a no-obligation review, or start with a conversation about what your industry actually needs.